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    "result": {"data":{"wpPage":{"title":"ZIPUP+ TERMS AND CONDITIONS – ID-EN","content":"<p class=\"c1\"><span class=\"c0 c36\">Last Updated: 4 April 2022</span></p>\n<p class=\"c1\"><span class=\"c0\">These terms and conditions (“</span><strong class=\"c3\">ZipUp+</strong><strong class=\"c14\">&nbsp;T&amp;Cs</strong><span class=\"c0\">” or “</span><strong class=\"c14\">Agreement</strong><span class=\"c0\">”) constitute a legally binding agreement between you and PT Zipmex Exchange Indonesia (“</span><strong class=\"c14\">Zipmex</strong><span class=\"c0\">”, “</span><strong class=\"c14\">we</strong><span class=\"c0\">”, “</span><strong class=\"c14\">us</strong><span class=\"c0\">”, “</span><strong class=\"c14\">our</strong><span class=\"c0\">”), a company incorporated in Indonesia, which governs your use of </span><span class=\"c4\">ZipUp+</span><span class=\"c0\">, a feature within the Zipmex Wallet App (“</span><strong class=\"c14\">Wallet App</strong><span class=\"c0\">”). Your&nbsp;</span><strong class=\"c14\">“Zipmex Account”</strong><span class=\"c0\">&nbsp;is the account with us in which you may transfer qualifying Digital Assets to earn interest as described in the “</span><strong class=\"c14\">TRANSFER</strong><span class=\"c0 c6\">” section below.</span></p>\n<p class=\"c26\"><span class=\"c0\">References shall be made to the Zipmex Terms of Services (“</span><strong class=\"c14\">ToS</strong><span class=\"c0\">”). Capitalised terms and expressions used in this </span><span class=\"c4\">ZipUp+</span><span class=\"c0\">&nbsp;T&amp;Cs shall have the same meanings given to them in the ToS, unless otherwise specified in this </span><span class=\"c4\">ZipUp+</span><span class=\"c0\">&nbsp;T&amp;Cs or the context clearly otherwise requires. </span><span class=\"c4 c6\">For the avoidance of doubt, “ZipUp+ Assets” means any Digital Assets or other assets: </span></p>\n<ol class=\"list-alpha\" start=\"1\">\n<li class=\"c29 c22 li-bullet-0\"><span class=\"c4 c6\">which are recorded in any </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Account; and/or </span></li>\n<li class=\"c22 c26 li-bullet-0\"><span class=\"c4 c6\">assets otherwise sent to Zipmex in relation to its offering of the </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;programme to you. &nbsp;</span></li>\n</ol>\n<p class=\"c1 c31\"><span class=\"c4 c6\"></span></p>\n<p class=\"c1\"><strong class=\"c21\">Disclosure of Risks</strong></p>\n<p class=\"c1\"><span class=\"c4 c6\">You understand, acknowledge and agree that:</span></p>\n<ol class=\"list-alpha\" start=\"1\">\n<li class=\"c15 li-bullet-0\"><span class=\"c4 c6\">YOU ACCEPT THE RISK OF LOSS ASSOCIATED WITH THE LOSS OF YOUR DIGITAL ASSETS AS A RESULT OF THEIR TRANSFER TO OR FROM, HOLDING, PLACEMENT OR STORAGE WITH, OR USE BY ZIPMEX, UP TO AND INCLUDING THE TOTAL AMOUNT OF DIGITAL ASSETS THAT YOU SUBSCRIBE TO VIA ZIPUP+;</span></li>\n<li class=\"c22 c29 li-bullet-0\"><span class=\"c4 c6\">YOU ACCEPT THE RISK OF LOSS IN RELATION TO ZIPUP+ ASSETS AS A RESULT OF OUR INABILITY OT MEET OUR CONTRACTUAL OBLIGATIONS ON TIME OR AT ALL WHICH MAY OCCUR IN CONNECTION WITH OUR RIGHTS STIPULATED UNDER “STATUS OF ZIPUP+ ASSETS”. &nbsp;THIS INCLUDES THE TOTAL AMOUNT OF ZIPUP+ ASSETS; &nbsp;</span></li>\n<li class=\"c10 li-bullet-0\"><span class=\"c4 c6\">ZIPMEX IS NOT A BANK OR DEPOSIT-TAKING INSTITUTION AND ZIPUP+ IS NOT A DEPOSIT, CHECKING OR SAVINGS ACCOUNT OR SERVICE SIMILAR THERETO;</span></li>\n<li class=\"c10 li-bullet-0\"><span class=\"c4\">DIGITAL ASSETS THAT YOU SUBSCRIBE TO ZIPUP+ ARE NOT SUBJECT TO&nbsp; &nbsp; &nbsp; THE INDONESIAN INSURANCE OR GUARANTEE SCHEME AS PROVIDED BY THE INDONESIAN DEPOSIT INSURANCE CORPORATION (</span><span class=\"c12\">LEMBAGA PENJAMIN SIMPANAN</span><span class=\"c4 c6\">). THERE MAY BE PARTIAL OR TOTAL LOSS OF YOUR DIGITAL ASSETS ARISING FROM THE TRANSFER TO OR FROM, HOLDING, PLACEMENT OR STORAGE WITH, OR USE OF YOUR DIGITAL ASSETS WITH ZIPMEX. FOR EXAMPLE, WITHOUT LIMITATION, A LOSS MAY INCUR IN THE EVENT OF ZIPMEX’S DEFAULT PARTIALLY OR ENTIRELY, OR WHEN DIGITAL ASSETS ARE COMPROMISED AS A RESULT OF TECHNOLOGICAL FAULTS OR A CYBER ATTACK ON ZIPMEX;&nbsp;</span></li>\n<li class=\"c10 li-bullet-0\"><span class=\"c4 c6\">ZIPMEX DOES NOT ACT AS YOUR TRUSTEE OR INVESTMENT ADVISER AND NO FIDUCIARY RELATIONSHIP EXISTS BETWEEN US, WE HAVE NO TRUST OR OTHER OBLIGATIONS IN RESPECT OF YOUR ZIPUP+ ASSETS OTHER THAN THOSE EXPRESSLY SPECIFIED IN THESE ZIPUP+ T&amp;CS; AND</span></li>\n<li class=\"c1 c22 li-bullet-0\"><span class=\"c4 c6\">ZIPMEX RESERVES THE SOLE DISCRETION AND RIGHT TO HOLD ON ANY INTEREST OR REWARD DISTRIBUTION IF ANY TERMS IN THESE ZIPUP+ T&amp;CS OR THE TOS ARE BREACHED.&nbsp;</span></li>\n</ol>\n<p class=\"c1\"><span class=\"c4 c6\">You are only eligible to enter into this Agreement and use ZipUp+ if you are an approved user of Zipmex who has completed the registration process, received an approval email from us and agreed to the ToS.&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4\">By entering into this Agreement, you acknowledge and confirm that you satisfy all the conditions set out above (“</span><strong class=\"c3\">Eligible User</strong><span class=\"c4\">”). If we later become aware that you are not an Eligible User (“</span><strong class=\"c3\">Ineligible User</strong><span class=\"c4 c6\">”), we may delete your ZipUp+ Account immediately and ban you from using any of our or our Affiliates’ products or services. Zipmex shall not be held liable for any legal or monetary consequences arising from the use of ZipUp+ or our services and products by an Ineligible User. Any Ineligible User shall indemnify and hold harmless Zipmex and its Affiliates from any legal or monetary consequences arising from such use.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">ZIPMEX EARN PLANS</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">Zipmex offers flexible Earn Plans for different Digital Assets. ZipLock is a Fixed Earn Plan and ZipUp+ is a Flexi Earn Plan. Each Earn Plan you establish will be separate. In that way, the interest calculation for each of these Earn Plans will be done separately based on the cryptocurrency in the specific Earn Plan. Additionally, if you stake ZMT, you may enjoy a more favorable interest rate for your Earn Plan.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You are allowed to have multiple active Earn Plans at a given time provided that the total Principal (as defined below) for all of your Earn Plans shall not exceed the maximum Principal limit as displayed on the Wallet App. We may change this maximum Principal limit at any time by disclosing such change and the new limit in your Wallet App.&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">TRANSFER</span></p>\n<p class=\"c1\"><span class=\"c4\">You may transfer any Digital Assets supported by ZipUp+ (as displayed on the Wallet App and as may be revised from time to time) from the relevant wallet in your Wallet App to your ZipUp+ Account as principal (the “</span><strong class=\"c3\">Principal</strong><span class=\"c4 c6\">”) to earn interest.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You understand and agree that during the term of your holding, Zipmex may hold or convert the Principal into other cryptocurrencies for our investment purposes, which may include the making of loans to other Zipmex customers. Those investments by Zipmex are made in the name of Zipmex only and you will have no benefits or liabilities from such investments.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">INTEREST AND RELATED TERMS</span></p>\n<p class=\"c1\"><strong class=\"c3\">Interest Accrual:</strong><span class=\"c4 c6\">&nbsp;The Principal will start accruing interest 48 hours after you establish the Earn Plan and fund the Earn Plan with Digital Assets from the relevant wallet in your Wallet App. Interest will be compounded and calculated using the APY method. Accrued interest will be paid in the same Digital Assets as the Principal and credited to the relevant wallet in your Wallet App. If we do change any interest rates, we will notify you via email of such changes reasonably in advance of implementing them.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Timezone:</strong><span class=\"c4 c6\">&nbsp;Zipmex will be using Universal Coordinated Time (UTC) as the reference time to calculate all transfers, withdrawals and interest. Zipmex will endeavour to airdrop any amounts at or about 15:00 UTC daily.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Cap on Rewards:</strong><span class=\"c4 c6\">&nbsp;There may be campaigns organised from time to time where Zipmex will distribute additional rewards in addition to the interest on ZipUp+ Earn Plans. There may be a cap specified for these rewards and these rewards will be distributed while stocks last and at the sole discretion of Zipmex.&nbsp;</span></p>\n<p class=\"c1\"><strong class=\"c3\">Interest Rate:</strong><span class=\"c4 c6\">&nbsp;A variable rate of interest applies to ZipUp+ Earn Plans, so your interest rate may change. For the interest rate applicable to the ZipUp+ Earn Plan, please refer to the details of the ZipUp+ Earn Plan set out in the Wallet App. We may change the interest rate on your ZipUp+ Earn Plan at any time in our discretion. If we do change the interest rate, we will notify you via email of such new interest rate reasonably in advance of implementing the new rate.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Withdrawals:</strong><span class=\"c4\">&nbsp;You may withdraw Principal from your ZipUp+ Earn Plan at any time by making a transfer to your wallet using the Wallet App. If you intend to withdraw funds, you may refer to any associated withdrawal fees at:&nbsp;</span><span class=\"c9\" style=\"text-decoration: underline;\"><a class=\"c5\" href=\"https://zipmex.com/fee-schedule/\">https://zipmex.com/fee-schedule/</a></span><span class=\"c4 c6\">.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">OUR RIGHTS</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">We expressly reserve the right to and at any time, without liability to you to:</span></p>\n<ol class=\"c16 lst-kix_list_18-0 start\" start=\"1\">\n<li class=\"c15 li-bullet-0\"><span class=\"c4 c6\">refuse your request to open a ZipUp+ Account;</span></li>\n<li class=\"c10 li-bullet-0\"><span class=\"c4 c6\">change the eligibility criteria for registration or use of ZipUp+ at any time;</span></li>\n<li class=\"c10 li-bullet-0\"><span class=\"c4 c6\">close, suspend, limit, restrict or terminate your access to ZipUp+; or</span></li>\n<li class=\"c1 c22 li-bullet-0\"><span class=\"c4 c6\">change, update, remove, cancel, suspend, disable or discontinue any features, component, content, incentive or referral plan of ZipUp+; provided, however, that we may not change the interest rate, maturity date or any other terms that impact your interest earnings during the current term of any Earn Plan you have.</span></li>\n</ol>\n<ol class=\"c16 lst-kix_list_12-0 start\" start=\"1\">\n<li class=\"c1 c22 li-bullet-0\" id=\"h.gjdgxs\"><strong class=\"c3 c6\">STATUS OF </strong><strong class=\"c3\">ZIPUP+</strong><strong class=\"c3 c6\">&nbsp;ASSETS Grant to Zipmex</strong></li>\n</ol>\n<p class=\"c33\"><span class=\"c4 c6\">In consideration for your use of the ZipUp+ programme and other valuable consideration, you grant Zipmex all rights and title to all ZipUp+ Assets (including all ownership rights), subject to limited rights described in clause 2 below. &nbsp;</span></p>\n<ol class=\"c16 lst-kix_list_12-0\" start=\"2\">\n<li class=\"c10 li-bullet-0\"><strong class=\"c3 c6\">Your acknowledgments </strong></li>\n</ol>\n<p class=\"c27\"><strong class=\"c3 c6\"></strong></p>\n<ol class=\"list-alpha\" start=\"1\">\n<li class=\"c11 li-bullet-1\" id=\"h.30j0zll\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">Without limiting the generality of clause 1, you acknowledge and agree that some of key implications of the grant under clause 1 are that:</span></li>\n</ol>\n<p class=\"c2\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-roman\" start=\"1\">\n<li class=\"c7 li-bullet-2\" style=\"margin-left: 69.733px;\"><span class=\"c4 c6\">Zipmex and/or its Affiliates may, without further notice to you:</span></li>\n</ol>\n<p class=\"c23 c31\"><span class=\"c4 c6\"></span></p>\n<ol class=\"c16 lst-kix_list_13-5 start\" start=\"1\">\n<li class=\"c24 li-bullet-3\" style=\"margin-left: 117.733px;\"><span class=\"c4 c6\">hold such </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets in such wallets and/or with such other facilities or third parties as Zipmex and/or its Affiliates considers appropriate;</span></li>\n</ol>\n<p class=\"c20\"><span class=\"c4 c6\"></span></p>\n<ol class=\"c16 lst-kix_list_13-5\" start=\"2\">\n<li class=\"c24 li-bullet-3\" style=\"margin-left: 117.733px;\"><span class=\"c4 c6\">pledge, re-pledge, hypothecate, rehypothecate, sell, lend, stake or otherwise transfer or use any amount of such </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets as Zipmex and/or its Affiliates sees fit for its own purposes: &nbsp;</span></li>\n</ol>\n<p class=\"c13\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-alpha\" start=\"27\">\n<li class=\"c8 li-bullet-4\" style=\"margin-left: 161.467px;\"><span class=\"c4 c6\">separately or together with other property; </span></li>\n<li class=\"c8 li-bullet-5\" style=\"margin-left: 161.467px;\"><span class=\"c4 c6\">for any period of time; and </span></li>\n<li class=\"c8 li-bullet-6\" style=\"margin-left: 161.467px;\"><span class=\"c4 c6\">without retaining in Zipmex and/or its Affiliates’ possession and/or control a like amount of </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets or any other monies or assets, and to use or invest such </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets; and</span><span class=\"c4 c6 c37\"><br />\n</span></li>\n</ol>\n<ol class=\"c16 lst-kix_list_13-5 start\" start=\"1\">\n<li class=\"c24 li-bullet-7\" style=\"margin-left: 117.733px;\"><span class=\"c4 c6\">retain any benefits flowing from its rights in relation to the </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets;</span></li>\n</ol>\n<p class=\"c20\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-alpha continue\" start=\"2\">\n<li class=\"c11 li-bullet-1\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">your rights in relation to any </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets are limited to a contractual obligation for Zipmex to provide an equivalent amount and type of </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets: </span></li>\n</ol>\n<p class=\"c2\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-roman\" start=\"1\">\n<li class=\"c7 li-bullet-8\" style=\"margin-left: 69.733px;\"><span class=\"c4 c6\">for your use in connection with the </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;programme; or</span></li>\n<li class=\"c7 li-bullet-2\" style=\"margin-left: 69.733px;\"><span class=\"c4 c6\">to send to you as part of a withdrawal, </span></li>\n</ol>\n<p class=\"c23 c31\"><span class=\"c4 c6\"></span></p>\n<p class=\"c23\"><span class=\"c4 c6\">in each case, subject to these Terms. &nbsp;As such, Zipmex only has a debtor-creditor relationship with you with respect to all </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets;</span></p>\n<p class=\"c2\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-alpha continue\" start=\"3\">\n<li class=\"c11 li-bullet-1\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">you will not be able to exercise certain rights of ownership that you might otherwise have before sending the </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets to us; </span></li>\n</ol>\n<p class=\"c2\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-alpha continue\" start=\"4\">\n<li class=\"c11 li-bullet-1\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">you have no claim or entitlement to any benefit that Zipmex or any other third party may receive from time to time in relation to the </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets;</span></li>\n</ol>\n<p class=\"c13\"><span class=\"c4 c6\"></span></p>\n<ol class=\"list-alpha continue\" start=\"5\">\n<li class=\"c19 li-bullet-1\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">Zipmex’s ability to meet its contractual obligations in clause 2(b) and these Terms (on time or at all) may be impacted by any losses or delays sustained in connection with its holding or use of </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets, amongst other factors. &nbsp;This may result in losses or delays to you. In a worst case, a total loss of </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;Assets may occur. &nbsp;</span></li>\n</ol>\n<p class=\"c13\"><span class=\"c4 c6\"></span></p>\n<ol class=\"c16 lst-kix_list_12-0\" start=\"3\">\n<li class=\"c1 c22 li-bullet-0\"><strong class=\"c3 c6\">Disclaimer</strong></li>\n</ol>\n<p class=\"c1 c30\"><span class=\"c4 c6\">Neither clause 1 nor 2 should be taken to imply:</span></p>\n<ol class=\"list-alpha\" start=\"1\">\n<li class=\"c19 li-bullet-1\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">any back-to-back lending or other arrangement, nor any collective investment, on the part of Zipmex or any third party on your behalf; or<br />\n</span></li>\n<li class=\"c11 li-bullet-1\" style=\"margin-left: 23.3333px;\"><span class=\"c4 c6\">the assumption of any liability by Zipmex for any actions taken by you as part of the </span><span class=\"c4\">ZipUp+</span><span class=\"c4 c6\">&nbsp;programme.</span></li>\n</ol>\n<p class=\"c2\"><span class=\"c4 c6\"></span></p>\n<ol class=\"c16 lst-kix_list_12-0\" start=\"4\">\n<li class=\"c10 li-bullet-9\"><strong class=\"c3 c6\">Applicable law</strong></li>\n</ol>\n<p class=\"c27\"><span class=\"c4 c6\"></span></p>\n<p class=\"c1 c30\"><span class=\"c4\">Each of clauses 1 and 2 are subject to applicable law and any regulatory requirements. &nbsp;Where any ZipUp+ Assets are required to be held in any other capacity (for example, beneficially for you), we will seek to notify you of that change.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">TAXES</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You are responsible for your own tax obligation regarding your use of ZipUp+. It is your responsibility to determine what kind of filing or reporting is required of you by the competent tax authority, which taxes and to what extent you are obliged to pay and which tax exemptions you are eligible to. Zipmex shall not be required to compensate you for your tax obligation or advise you in relation to your tax issues. Notwithstanding the foregoing, Zipmex will make any tax withholdings or filings that we are required to make by law.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">RESTRICTED ACTIVITIES</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You shall use ZipUp+ and our services in good faith. Without limiting the foregoing, you agree that you shall not:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(i) violate or breach any terms in the ToS, these ZipUp+ T&amp;Cs, Privacy Notice or Cookies Policy or any applicable laws and regulations in any jurisdiction;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(ii) provide false, inaccurate, incomplete, out-of-date or misleading information;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(iii) commit, conduct or perform any misrepresentation, fraud, malicious act or criminal activities;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(iv) interfere, intercept, or expropriate our network, system, data, or information;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(v) transmit or upload any virus, or other malicious software or program;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(vi) attempt to gain unauthorized access to other users’ accounts, website, network or systems relating to our services;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(vii) decompile, reverse engineer or disassemble the ZipUp+ or any of our programme, system or product, or in any way infringe our intellectual properties rights;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">(viii) cause or launch any programs or scripts for the purpose of scraping, indexing, surveying, or otherwise data mining any portion of the ZipUp+ or any of our programme, system or product; or unduly burdening or hindering the operation and/or functionality of any aspect of ZipUp+.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">RISK DISCLOSURE</span></p>\n<p class=\"c1\"><strong class=\"c3\">Legal and Regulatory:</strong><span class=\"c4 c6\">&nbsp;The regulatory status of Digital Assets is currently unsettled, varies among jurisdictions and subject to significant uncertainty. It is possible that in the future, certain laws, regulations, policies or rules relating to Digital Assets, blockchain technology, or blockchain applications may be implemented, which would directly or indirectly affect or restrict the services we provide to you.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">YOU ARE RESPONSIBLE FOR DETERMINING WHETHER THE USE OF ZIPUP+ OR ANY OF OUR SERVICES IS LEGAL IN YOUR JURISDICTION AND YOU SHALL NOT USE ZIPUP+ OR ANY OF OUR SERVICES SHOULD SUCH USE BE ILLEGAL IN YOUR JURISDICTION. IF YOU ARE UNCERTAIN, PLEASE SEEK INDEPENDENT LEGAL ADVICE.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">We may be forced to suspend or discontinue or to change aspects of ZipUp+ or any of our services in any of your jurisdictions if demanded by the regulators without notice and for whatever reason. In such instance, Digital Assets in your ZipUp+ Account may be frozen for an indefinite period of time until the matter is resolved.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Theft, Hacking and Cyber Attack:</strong><span class=\"c4 c6\">&nbsp;Digital Assets may be subject to expropriation, theft and/or fraud; hackers or other malicious groups or organizations may attempt to interfere with our system/network in various ways, including malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing, and spoofing which may result in the loss of your Digital Assets, or the loss of your ability to access or control your Digital Assets. In such event, there may be no remedy, and holders of Digital Assets are not guaranteed any remedy, refund, or compensation.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Source Code Weakness:</strong><span class=\"c4 c6\">&nbsp;There is a risk that the Wallet App or any of our products may unintentionally include weaknesses or bugs in the source code which may adversely affect ZipUp+.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Tax:</strong><span class=\"c4 c6\">&nbsp;The uncertainty in tax legislation relating to Digital Assets may expose you to any currently unknown or future tax consequences, associated with your holding of Digital Assets and the use of our service.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Insurance:</strong><span class=\"c4 c6\">&nbsp;The Digital Assets held in your account including your ZipUp+ are not protected by any government-backed insurance scheme.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Force Majeure:</strong><span class=\"c4 c6\">&nbsp;Zipmex shall not be liable for any delay, error, interruption or failure to perform any obligation under this ZipUp+ T&amp;Cs where the delay or failure is directly or indirectly resulting from any cause beyond our control, including but not limited to (i) acts of God, nature, court or government (including changes of prevailing law in your jurisdiction); (ii) failure or interruption in public or private telecommunication networks, communication channels or information systems; (iii) acts or omissions of acts of a party for whom we are not responsible; (iv) delay, failure or interruption in, or unavailability of, third party services and sites; (v) strikes, lockouts, labour disputes, wars, terrorist acts and riots; and (vi) viruses, malwares, other malicious computer codes or the hacking of any part of the Zipmex Wallet App Services or ZipUp+.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You understand and agree that you use the Wallet App and ZipUp+ at your own risk. This section is not exhaustive and does not disclose all the risks associated with Digital Assets and the use of our services. You should, therefore, carefully consider whether such use is suitable for you in light of your circumstances and financial resources.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">LIMITATION OF LIABILITY</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">NOTWITHSTANDING ANY PROVISIONS IN THESE ZIPUP+ T&amp;CS, IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER FOR ANY TYPE OF INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST REVENUE, LOST PROFITS, REPLACEMENT GOODS, LOSS OF TECHNOLOGY, LOSS OF DATA, OR INTERRUPTION OR LOSS OF USE OF SERVICES OR EQUIPMENT, EVEN IF SUCH PARTY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER ARISING UNDER THEORY OF CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">Except as expressly provided in these ZipUp+ T&amp;Cs, to the extent permitted by law, we disclaim all other representations or warranties, express or implied, made to you, your affiliates or any other person, including without limitation, any warranties regarding quality, suitability, merchantability, fitness for a particular purpose or otherwise (regardless of any course of dealing, custom or usage of trade) of any service or any goods provided incidental to the Wallet App Services provided under these ZipUp+ T&amp;Cs.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">Our liability in respect of representations and warranties that cannot be excluded under these ZipUp+ T&amp;Cs, at our option, is limited to any one of re-supplying, replacing or repairing, or paying the cost of the re-supplying, replacement or repairing, or paying the cost of supplying again the services in respect of which the breach occurred.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">IN NO EVENT WILL OUR AGGREGATE LIABILITY FOR ANY LOSS OR DAMAGE ARISING IN CONNECTION WITH ZIPUP+ EXCLUDING THE FEES YOU PAID US FOR YOUR USE OF THE SERVICE DURING THE 12 MONTH PERIOD IMMEDIATELY PRECLUDING THE EVENT GIVING RISE TO THE CLAIM FOR LIABILITY. THE FOREGOING LIMITATIONS OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">INDEMNIFICATION</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You will defend, indemnify, and hold harmless Zipmex, its Affiliate, each of their respective employees, officers, directors, and representatives from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to any third-party claim concerning these ZipUp+ T&amp;Cs or your use of ZipUp+ or any of our services in violation to these ZipUp+ T&amp;Cs or any laws and regulations.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">TERMINATION, SUSPENSION OR CLOSURE</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">This Agreement will be terminated immediately by closing of your ZipUp+ Account and discontinuing use of ZipUp+. The termination of this Agreement shall not prevent any Party from seeking any remedies against any other Party for any breach of this Agreement occurring prior to such termination.</span></p>\n<p class=\"c1\"><span class=\"c4\">If you have remaining balance in your ZipUp+ Account which has been suspended or closed, you are entitled to recover such balance in accordance with the ToS, unless we are prohibited by law or a court order to release such assets or where we have reasonable grounds to suspect that such assets were obtained through fraud or any unlawful means or connected with any criminal activities. If you have any questions about or face any problems as a result of this Section, please contact us at&nbsp;</span><span class=\"c9\" style=\"text-decoration: underline;\"><a class=\"c5\" href=\"https://zipmex.com/contact-us/\">https://zipmex.com/contact-us/</a></span><span class=\"c4 c6\">.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You agree to waive any provisions, procedures and operation of any applicable laws, including Article 1266 of the Indonesian Civil Code, to the extent that a court order is required for the termination in this Agreement.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">GOVERNING LAW AND ARBITRATION</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You agree that these ZipUp+ T&amp;Cs and any claim or dispute arising out of or in connection with the subject matter of these ZipUp+ T&amp;Cs are governed by the laws of Indonesia</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You agree to submit all disputes arising out of or in connection with the ZipUp+ T&amp;Cs to Badan Arbitrase Nasional Indonesia (“BANI”) in accordance with the Arbitration Rules and Procedures of BANI as currently in force. For clarity, BANI is the arbitration institution, for the time having address at Wahana Graha, 1, 2, and 4th floor, Jalan Mampang Prapatan Nomor 2, Jakarta Selatan 12760, Indonesia. The BANI tribunal shall consist of one arbitrator. The BANI award shall bind you and Zipmex and serve as a decision in the first and final instance. The seat of the arbitration shall be Indonesia and the language of the arbitration shall be English.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">You agree that regardless of any statute, regulation or law to the contrary, to the fullest extent permitted by applicable law, any claim or cause of action that you bring arising out of these ZipUp+ T&amp;Cs must be filed within one (1) year after such claim or cause of action arose or be forever barred.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">GENERAL</span></p>\n<p class=\"c1\"><strong class=\"c3\">Notice:</strong><span class=\"c4 c6\">&nbsp;Any notice required or made under these ZipUp+ T&amp;Cs by us to you may be provided through: (i) posting a notice on our Site or Wallet App; or (ii) sending an email to your registered email address. Notices provided through posting on our website or app shall become effective upon posting; and (iii) notices we sent by email shall become effective upon sending the email.</span></p>\n<p class=\"c1\"><span class=\"c4\">Any notice required or made under these ZipUp+ T&amp;Cs by you to us shall only be made through email at&nbsp;</span><span class=\"c9\" style=\"text-decoration: underline;\"><a class=\"c5\" href=\"mailto:support.global@zipmex.com\">support.global@zipmex.com</a></span><span class=\"c4 c6\">&nbsp;in English language. &nbsp;In the event that the notice is to be acknowledged by you so as to be construed as an agreement it will also be made in Indonesian language. &nbsp;</span></p>\n<p class=\"c1\"><strong class=\"c3\">Entire Agreement:</strong><span class=\"c4 c6\">&nbsp;This Agreement (together with the ToS, Privacy Notice and Cookie Policy) represents the entire agreement between you and us in relation to the use of the services provided through the ZipUp+ platform. This Agreement supersedes all prior representations, understandings, agreements, or communications between you and us, whether written or verbal, including any statements published in our whitepaper, regarding the ZipUp+ platform.</span></p>\n<p class=\"c1\"><span class=\"c4 c6\">Your use of other features of the Wallet App shall be governed by the ToS.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Severability:</strong><span class=\"c4 c6\">&nbsp;The invalidity of the whole or part of any provision of these ZipUp+ T&amp;Cs shall not affect the validity of the whole or part of any other provision of this Agreement, the remaining portions of these ZipUp+ T&amp;Cs shall remain in full force and effect.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Waiver:</strong><span class=\"c4 c6\">&nbsp;The failure by us to exercise or enforce any right or provision of these ZipUp+ T&amp;Cs shall not constitute a present or future waiver of such right or provision and this does not mean that we are giving up any rights that we may have (such as the right to take necessary action in the future).</span></p>\n<p class=\"c1\" id=\"h.1fob9te\"><strong class=\"c3\">Amendments:</strong><span class=\"c4\">&nbsp;These ZipUp+ T&amp;Cs (including fees and charges) may be updated or amended from time to time. We will post any such updates on&nbsp;</span><span class=\"c9\" style=\"text-decoration: underline;\"><a class=\"c5\" href=\"https://zipmex.com/earn/\">https://zipmex.com/earn/</a></span><span class=\"c4\">. Such updated terms as posted will take effect immediately unless otherwise indicated. You should regularly check&nbsp;</span><span class=\"c9\" style=\"text-decoration: underline;\"><a class=\"c5\" href=\"https://zipmex.com/earn/\">https://zipmex.com/earn/</a></span><span class=\"c4 c6\">&nbsp;to inform yourself of any such changes. By continuing to use ZipUp+ after any such changes have taken effect, you are indicating your acceptance of the updated or amended ZipUp+ T&amp;Cs. If you do not wish to be bound by any changes or amendments to the ZipUp+ T&amp;Cs, you should stop using ZipUp+ immediately. &nbsp;If Zipmex chooses to seek your consent on any matter at its discretion despite these rights, such action will not be taken to be mandatory for any other purpose. &nbsp;</span></p>\n<p class=\"c1\"><strong class=\"c3\">Relationship:</strong><span class=\"c4 c6\">&nbsp;By providing the ZipUp+ service to you does not make us your trustee or investment adviser and no fiduciary relationship exists between us. We have no trust or other obligations in respect of your crypto assets other than those expressly specified in these ZipUp+ T&amp;Cs.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Transfer and Assignment:</strong><span class=\"c4 c6\">&nbsp;You shall not assign, delegate or transfer any rights or obligations under this Agreement, without our prior written consent. Any such assignment, delegation or transfer made without our consent shall be void and invalid. Notwithstanding the foregoing, we reserve the right to assign, delegate or transfer this Agreement and the rights and obligations hereunder to any third party at any time without your notice or consent.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Conflicts:</strong><span class=\"c4 c6\">&nbsp;In the event that there are conflicts between these ZipUp+ T&amp;Cs and the ToS on aspects relating to ZipUp+, these T&amp;Cs shall prevail; on aspects relating to the application of the Wallet App, the Wallet App T&amp;Cs shall prevail.</span></p>\n<p class=\"c1\"><strong class=\"c3\">Language:</strong><span class=\"c4 c6\">&nbsp;These ZipUp+ T&amp;Cs are made in the English and Indonesian language. In the event of any inconsistency or different interpretation between the English version and the Indonesian version, the English version shall prevail and supersede any discrepancies.</span></p>\n<p class=\"c17\"><span class=\"c6 c18 c34\"></span></p>\n","slug":"zipup-terms-and-conditions-id","seo":{"canonical":"","metaDesc":"","title":"ZIPUP+ TERMS AND CONDITIONS - ID-EN - Zipmex"}}},"pageContext":{"lang":"id_en","footerMenus":"[{\"slug\":\"about-us-id-en\",\"acfMenu\":{\"menuTitle\":\"About Us\"},\"menuItems\":{\"nodes\":[{\"id\":\"cG9zdDo5OTg4\",\"label\":\"About\",\"url\":\"/en/about-us/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo5OTkx\",\"label\":\"Terms and Conditions\",\"url\":\"/en/terms-and-conditions-id/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDoxNDQxMzI=\",\"label\":\"ZipUp+ Terms and Conditions\",\"url\":\"/zipup-terms-and-conditions-id/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo5OTky\",\"label\":\"Privacy Policy\",\"url\":\"/en/privacy-policy-id/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo5OTkz\",\"label\":\"In the Media\",\"url\":\"/en/news/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo0NTAyMQ==\",\"label\":\"Careers\",\"url\":\"https://zipmex.bamboohr.com/jobs/\",\"cssClasses\":[],\"target\":null}]}},{\"slug\":\"mobile-id-en\",\"acfMenu\":{\"menuTitle\":\"Mobile\"},\"menuItems\":{\"nodes\":[{\"id\":\"cG9zdDo4MjE1\",\"label\":\"iOS\",\"url\":\"https://zipmex.onelink.me/8NSq/15940e3a\",\"cssClasses\":[],\"target\":\"_blank\"},{\"id\":\"cG9zdDo4MjE2\",\"label\":\"Android\",\"url\":\"https://zipmex.onelink.me/8NSq/15940e3a\",\"cssClasses\":[],\"target\":null}]}},{\"slug\":\"products-id-en\",\"acfMenu\":{\"menuTitle\":\"Products\"},\"menuItems\":{\"nodes\":[{\"id\":\"cG9zdDo4MjIz\",\"label\":\"Trade\",\"url\":\"https://trade.zipmex.co.id/exchange/\",\"cssClasses\":[],\"target\":\"_blank\"},{\"id\":\"cG9zdDoyNDY3OQ==\",\"label\":\"Earn\",\"url\":\"/en/earn/\",\"cssClasses\":[],\"target\":null}]}},{\"slug\":\"support-id-en\",\"acfMenu\":{\"menuTitle\":\"Support\"},\"menuItems\":{\"nodes\":[{\"id\":\"cG9zdDo5OTk2\",\"label\":\"Support Center\",\"url\":\"/en/support/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo5OTk3\",\"label\":\"Announcements\",\"url\":\"/en/announcements/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo5OTk4\",\"label\":\"Contact Us\",\"url\":\"/en/contact-us/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDo5OTk5\",\"label\":\"Fees\",\"url\":\"/en/fee-schedule-id/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDozMjc3OA==\",\"label\":\"Get updates\",\"url\":\"https://communications.zipmex.co.id/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDozNTk2OA==\",\"label\":\"Learn\",\"url\":\"/en/learn/\",\"cssClasses\":[],\"target\":null},{\"id\":\"cG9zdDoxNDMyMjI=\",\"label\":\"Apply To List\",\"url\":\"https://zipmex.com/zipmex-labs-application-form/\",\"cssClasses\":[],\"target\":null}]}}]","latestPosts":"[{\"title\":\"What is CBDC? Which countries are developing it?\",\"slug\":\"what-is-cbdc\",\"date\":\"April 25, 2022\",\"featuredImage\":{\"node\":{\"localFile\":{\"publicURL\":\"/static/4c2cc77293888988984ddd9524e18be2/CBDC.jpg\"}}}},{\"title\":\"Crypto Crash 2022: Why It Happened and Crypto Bearish Signs\",\"slug\":\"crypto-crash\",\"date\":\"April 25, 2022\",\"featuredImage\":{\"node\":{\"localFile\":{\"publicURL\":\"/static/8851e241ed76fe22a552599884242fe2/Crypto-Crash-1.jpg\"}}}}]","id":67497,"wpLocale":"en_US","wpGlobalConfig":".co.id"}},
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